All employers in Arizona are required to have workers’ compensation insurance as per the state and federal laws. When a worker is injured on the job, workers’ compensation insurance pays for medical expenses and a part of the lost wages for the time they are out of work. Both the employer and employee have a role in how the entire system works. If you were injured at work, you need to visit this page to get legal help immediately. Here are some basic aspects of dealing with workers’ compensation in Phoenix.
Understanding the workers’ compensation system
As an injured employee at work, you are required to report the accident to your employer at the earliest. The employer is expected to have workers’ compensation insurance and must also educate employees about their rights. You can report the injury to your HR or supervisor, and like most people, you may have confusion as to how the system works, which is why you need an attorney. You should also ensure that you keep records of your treatment, medical care, and reports, which will come in handy for asking for a settlement.
The need for a workers’ compensation attorney
Hiring a workers’ compensation lawyer is not mandatory in Arizona, but you need to ensure that your rights are protected. The lawyer’s experience can help you get a fair settlement, and they will work on your behalf and represent your case. Once the attorney is working on your workers’ compensation claim, they will negotiate and communicate with the insurance provider for you. They will also gather information and medical records that you need to support the claim. Keep in mind that the claim adjuster may sound friendly, but they are not on your side and will do everything possible to protect the interests of the insurance company.
Also, the actual process can be complex, with considerable paperwork involved. If you are not smart enough about how you deal with your workers’ compensation claim, you may end with a lower or no settlement at all. An attorney can help prevent the common mistakes that injured workers often make in such circumstances.
Final word
Your workers’ compensation lawyer is also responsible for gathering information from medical experts about your injuries and representing you at dispositions. As we mentioned, they will negotiate the settlement and structure the payments. They can also guide you on the dos and don’ts and ensure you have representation at the hearings.
